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VA Benefits & Military Finance Guides
  • VA Benefits

    Accrued Benefits and Substitution: Claiming a Veteran’s Pending VA Claim After Death

    ByJohn Farmer August 25, 2026

    When a veteran dies with a VA claim still pending, the claim doesn’t automatically die with them — but the family has to act, and the clock starts the day the veteran passes. Here’s how accrued

    Read More Accrued Benefits and Substitution: Claiming a Veteran’s Pending VA Claim After DeathContinue

  • VA Benefits

    VA Overpayment Debt: How to Request a Waiver and Stop Collection

    ByJohn Farmer August 25, 2026

    A VA overpayment notice is one of the more stressful letters a veteran can get — and the process for fighting it changed in a way that gives you a lot more breathing room than most people realiz

    Read More VA Overpayment Debt: How to Request a Waiver and Stop CollectionContinue

  • VA Benefits

    VA Community Care: When You Can See a Private Doctor and VA Pays

    ByJohn Farmer August 25, 2026

    VA Community Care lets you see a private, non-VA doctor with VA footing the bill — but only when specific drive-time or wait-time thresholds are met, and only with written authorization in hand

    Read More VA Community Care: When You Can See a Private Doctor and VA PaysContinue

  • Education Benefits

    The Rudisill Rule: How Some Veterans Can Get 48 Months of GI Bill Benefits

    ByJohn Farmer August 25, 2026

    In March 2026, VA dropped its appeal in a case that reshapes GI Bill eligibility for roughly 1.2 million veterans. If you served two separate periods and earned benefits under both the Montgomery GI B

    Read More The Rudisill Rule: How Some Veterans Can Get 48 Months of GI Bill BenefitsContinue

  • VA Disability: Conditions

    VA Is Rewriting the Rating Schedule: What the Sleep Apnea, Tinnitus, and Mental Health Changes Mean for You

    ByJohn Farmer August 25, 2026

    VA is in the middle of the biggest overhaul of the disability rating schedule since the 1990s, and three of the changes on the table — sleep apnea, tinnitus, and mental health — would touc

    Read More VA Is Rewriting the Rating Schedule: What the Sleep Apnea, Tinnitus, and Mental Health Changes Mean for YouContinue

  • VA Benefits

    VRA, VEOA, and the 30% Disabled Veteran Hiring Authority: Which Federal Path Gets You Hired

    ByJohn Farmer August 14, 2026

    Every transition briefing sells the same line: you have preference, so you go to the front of the line. That is not how it works, and believing it is why qualified veterans send out sixty USAJOBS applications and get sixty “referred, not selected” notices. Preference points and hiring authorities are different systems. Points adjust your…

    Read More VRA, VEOA, and the 30% Disabled Veteran Hiring Authority: Which Federal Path Gets You HiredContinue

  • Veteran Home Loans

    VA Partial Claim Program: The New Way to Avoid Foreclosure on a VA Loan

    ByJohn Farmer August 14, 2026

    If you are three or more months behind on a VA-guaranteed mortgage, there is a tool available to your servicer that did not exist a year ago, and a decent chance the person answering their phone has never heard of it. That is not paranoia. VA does not require servicers to have this program operational…

    Read More VA Partial Claim Program: The New Way to Avoid Foreclosure on a VA LoanContinue

  • VA Disability Claims

    VA Proposed to Reduce Your Rating: How to Fight It and Keep Your Pay

    ByJohn Farmer August 14, 2026

    The letter is titled something bland like “Proposed Rating Reduction” or “Notice of Proposed Adverse Action,” and it lands in the mailbox with no warning. Somewhere in the second or third paragraph it tells you that VA intends to drop your rating from 70 percent to 30 percent, or from 100 percent to 60 percent,…

    Read More VA Proposed to Reduce Your Rating: How to Fight It and Keep Your PayContinue

  • VA Disability Claims

    Benefits Delivery at Discharge (BDD): File Your VA Claim Before You Separate

    ByJohn Farmer August 14, 2026

    There is a window on your way out of the service that opens 180 days before your separation date and slams shut at 90 days. Inside it, you can file a VA disability claim while you are still on active duty, get your exams done while you still have an ID card, and walk out…

    Read More Benefits Delivery at Discharge (BDD): File Your VA Claim Before You SeparateContinue

  • VA Disability Claims

    VA Disability for National Guard and Reserve: How ACDUTRA and INACDUTRA Service Connection Works

    ByJohn Farmer August 14, 2026August 18, 2026

    Somewhere between the recruiter’s office and the retirement ceremony, a National Guard or Reserve member gets told they can’t file for VA disability because they were never “real” military. It comes from unit leadership, from the VA’s own front counter sometimes, and from other veterans at the American Legion bar. It is wrong. Guard and…

    Read More VA Disability for National Guard and Reserve: How ACDUTRA and INACDUTRA Service Connection WorksContinue

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